Comparing Rates is How We Save You Money 

Comparing rates from multiple standard market carriers and employee leasing providers is an important step in obtaining the lowest possible premiums on your insurance policies. It becomes an even more effective strategy when the carriers know that you are an educated shopper and that you are considering more than one company for your insurance.   This is true even of workers compensation polices that use a fixed rating procedure.   At Florida construction insurance .com we do all of the shopping for you.  There's no need for you to spend time contacting multiple insurance companies and completing multiple applications for the same policy.  In addition, the carriers we work with know that they are in a competitive situation to earn your business with us.  They also know that we are knowledgable in regards to what your rates should be so they will not waste time sending inflated quotes back to us.  In most cases we already know which companies offer the most competitve prices for your particular industry.  We can save time by going straight to those companies from the start.

Do You Know What Discounts and Credits Are Available for Your Business? (SEE EXAMPLE BELOW)

We do.  Florida construction insurance .com will make sure that your business recieves all applicable discounts and credits that are available to you.  Whether it's a safety program discount, volume discount, contractors credit adjustment, drug free discount, or simply asking an employe leasing company for a lower modifier,  there are numerous ways to reduce your premiums compared to the standard rating procedures.  In many instances you have to know what to ask for in order to recieve all of your available disounts.  In cases such as the Florida Contractors Credit, you have to complete the proper paperwork and send it into the appropriate regualtory agency in order to recieve your credit. 

Take a Look at the Following Example

The example below illustrates how a small framing contractor with just 5 employees can save thousands of dollars on a workers compensation policy by taking advantage of all available discounts.  Keep in mind that this is just one specific example.  It is impossible to illustrate every scenario here on this webpage.  There are many additional ways that we can save you money depending on your individual situation.